Steven L Schippel Consulting, LLC offers tactical investment planning and portfolio guidance tailored to client objectives. Investment results vary, and no strategy guarantees profits or protection against loss.
Our uncertain global economy presents a new paradigm for investing. While growth is important, knowing how to protect the wealth you have accumulated is equally important.
When it comes to investment planning, it seems that no matter where you look there is a pattern of, “My way is better.”
Managers at the helm of their respective investments or market styles can lead you to believe their segment of the market will outperform the others. Value-style managers will contend that value will outperform the other styles; growth managers will maintain that growth will outperform; large-cap will do better than small-cap and vice-versa, etc.
As a result many investors end up confused and frustrated.
“The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.” William Arthur Ward (1921-1994)
The classic buy-and-hold strategy does not work well today as many portfolios are rebalanced without regard for market conditions. Market conditions frequently change. One market style is generally not superior to another, but certain styles or investments can be superior during specific market trends.
If you do not regularly compensate for these changing conditions, you are simply trusting that the plan you have in place will succeed. This approach is comparable to setting sail for a faraway island and never adjusting your course to compensate for hazardous weather.
Tactical Investment Management: This method establishes a balance between protecting capital and pursuing growth. It incorporates a dynamic management process, which can adjust to changing market conditions. The goal is to be positioned in the right investments at the right time or out of the market completely when necessary. This helps to protect your assets from being locked into poorly performing investments as conditions change.
“Steven Schippel is an analyst that does wealth management oversight. What this means is that most people have multiple advisors who are selling you various products and services and often have conflicts of interest with their recommendations. People need to either coordinate this advice on their own or have someone accountable and certified to guide them. Steve provides guidance based on his experience and planning framework; individual results vary depending on client circumstances and market conditions.”
“The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.” William Arthur Ward (1921-1994)
The classic buy-and-hold strategy does not work well today as many portfolios are rebalanced without regard for market conditions. Market conditions frequently change. One market style is generally not superior to another, but certain styles or investments can be superior during specific market trends.
If you do not regularly compensate for these changing conditions, you are simply trusting that the plan you have in place will succeed. This approach is comparable to setting sail for a faraway island and never adjusting your course to compensate for hazardous weather.
“Many people want to make a difference but most do not know what they have to do so that their inner voice will come to the surface. People see others doing good and making a difference and they usually say, wow, ‘I wish I could make that big of a difference.’ This book with help them become one of the difference-makers.”
Steve Schippel is widely recognized as one of the busiest and most practical presenters in guiding individuals and business owners to become the best they can be. He introduces many complex issues in a manner which everyone understands how they can be implemented.
You’ve probably been planning for retirement in some way, shape, or form for many years. Maybe you participate in your company’s 401(k) plan or set aside money in a traditional or Roth IRA. Maybe your employer offers a pension plan. All of those are important retirement income planning actions. As you get closer to retirement, it’s important to plan for your retirement income in specific detail.
Download our free retirement income guide for educational purposes only. This material is not individualized investment advice.
© 2026 Steven L. Schippel Consulting.
Investment advisory services are offered through Brookwood Investment Group, LLC, a registered investment adviser. Registration does not imply a certain level of skill or training. All investing involves risk, including possible loss of principal. Past performance does not guarantee future results.
